International responses to issues of credit and over-indebtedness in the wake of crisis

edited by Therese Wilson

This book explores the political, economic and regulatory context in which credit regulation is taking place following the global financial crisis. It suggests that current neoliberal economic policies favour multi-national corporations rather than consumers and examines regulatory responses to the internationalization of consumer finance protection. Detailing how EU consumers have been affected by national economic conditions, the book also analyses the lending regimes of Europe, Australia, the US and South Africa and offers suggestions for responsible lending to avoid over-indebtedness and corrupt mortgage-lending. Finally, new approaches and directions for consumer credit regulations are outlined, such as protection for small businesses, protection against risky credit products, reorganization of mortgage securitization and the possibility of a partnership model to address financial exclusion.The book includes contributions from leading names in the field of consumer law and will be invaluable to those interested in banking, business and commercial law.

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[目次]

  • Contents: Introduction
  • Contextual concepts: the devil is in the context? The structure of the rule on restrictive agreements
  • The threshold of the prohibition on restrictive agreements: the concept of agreement, contract, combination and conspiracy
  • The substance of the rule on restrictive agreements
  • Fundamentals of the economics of vertical restraints
  • Resale price fixing: the schism?
  • Non-price restraints: territorial exclusivity - from foe to friend
  • Final conclusions
  • Bibliography
  • Index.

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この本の情報

書名 International responses to issues of credit and over-indebtedness in the wake of crisis
著作者等 Wilson Therese
Wilson Therese Dr
シリーズ名 Markets and the law
出版元 Ashgate
刊行年月 c2013
版表示 New ed
ページ数 vi, 260 p.
大きさ 25 cm
ISBN 9781409455226
NCID BB12026308
※クリックでCiNii Booksを表示
言語 英語
出版国 イギリス
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